Team Members

Mara Dell’ Aquila, Deposit Operations Specialist.
Mara has twenty years’ experience in bank deposit operations, including responsibility over policies and procedures, digital operations, and core conversions.

Stephen Blackstone, Senior Software Engineer. 

Stephen has more than twenty years' experience in software development and architecture.  He has worked in a wide variety of industries ranging from capital management, auctions, lotteries, gaming, and banking.  Stephen has a deep understanding of system performance, security, and user interaction. 

Mike Boylson, Chief Marketing Officer.
Mike previously served as CMO of JCPenney, where he worked for more than thirty years, including more than ten years in marketing and communications. For eight years while he was CMO, JCPenney had its strongest growth period in history. Mike managed the strategic branding for JCPenney’s top-eight private brands, plus oversaw all customer service call centers, and managed an active customer relationship list of over 44 million. In 2006, JCPenney won the NRF Worldwide Brand Launch of the Year, for “Everyday Matters,” which Mike managed the creation and execution. He was named to Brandweek’s Power Players eight years in a row and was inducted into the Retail Advertising Hall of Fame in 2006.

Lauren Bristow, Social Media Community Manager.

Lauren has become a celebrity among our online fans.  She recently obtained her BA, Summa Cum Laude, from Concordia University Irvine, and has more than three years in social media and event marketing.  

Bennett Brown, Senior Regulatory Officer and Chief Credit Officer.
Bennett has more than fifty years in banking, including seven years as a Bank Examiner at the OCC. Bennett has been a Market President for various big banks and has been President and CEO of three community banks, plus started two de novo banks. Bennett served in the U.S. Army and was stationed at Fort Sill, Oklahoma, in the 1970s.

Maureen Carollo CRCM, CAMS, Chief Compliance and Chief Risk Officer.
Maureen has more than thirty years of banking experience, including more than twenty in risk and compliance leadership. Most recently, Maureen was the Director of Compliance and Senior Vice President of a $1-billion-asset bank, with more than twenty rural and metropolitan branches in Oklahoma and Texas, where she managed risk and compliance functions, including all lending, deposit, and BSA/AML compliance-related functions. Maureen is a frequent speaker, writer, and instructor in the areas of compliance, BSA/AML/KYC topics, and has won multiple awards from the ABA. She is also a graduate of the Southwestern Graduate School of Banking at SMU in Dallas, where she was recognized for leadership. Maureen’s team also includes key officers in compliance and BSA who bring an additional twenty-five years in risk, banking, and accounting.

Marissa Cotton, Fraud Risk Analyst.

Marissa spent more than six years at Sterling Bank and Trust working in various departments including Fraud Prevention, BSA, credit, and CRA.  Marissa has a BS in Business Administration from Adrian College, where she was a competitive athlete.

Clayton Denton, Secondary Marketing Analyst at Home Loans by Old Glory Bank. 

Clayton has more than sixteen years of experience in the secondary market, including daily pricing, management of investors, and the development, pricing, securing, and selling of home loans.

Michelle Doran, Loan Officer and Processor at Home Loans by Old Glory Bank. 

Michelle has more than thirty years of experience in mortgages and has closed and sold loans in all fifty states.

Jeffrey Dvornek, Data Infrastructure Lead. 

Jeff is responsible for data lake operations, as well as the architecture for Old Glory Bank’s secure server environment.  Jeff’s background in infrastructure, DevOps, and software development is complemented by his knowledge of financial systems, having worked for Bloomberg, L.P., and later in gaming, auctions, and banking.


Ashley Fravert is Vice President, Compliance Officer of Old Glory Bank.

Ashley has more than 13 years of banking experience. She also has 5 years of experience in the mortgage industry as a Loan Officer as well as a Disclosure Desk Analyst. Ashley supports the development and implementation of Old Glory Bank's compliance policies and procedures that impact deposit and lending operations-related consumer protection areas. Ashley assists with the required compliance training for all Old Glory Bank employees. Ashley also assists the VP, BSA Officer with the BSA/AML/OFAC Compliance Program.


Janice Garrett, Deposit Operations Specialist.

Janice has 20 years banking experience, and specializes in online banking and cash management setup, general ledger balancing, and ACH item processing.

Mary Graves, Bank Teller & Customer Service Representative in Elmore City. 

Mary has worked at Old Glory Bank and its predecessor, First State Bank, for more than 10 years. Mary has dedicated her career to building relationships with our customers.

Robert Halford, Chief Financial Officer & Senior Vice President of Operations.
Robert has more than thirty years’ experience in balance sheet and investment portfolio management through his roles as CFO and Senior VP of Operations of various community banks. Robert was a co-founder of two de novo banks, including serving as the CFO for twenty-one years with one of them. Robert has an MBA from the University of Mississippi and a Bachelor of Professional Accountancy from Mississippi State University.

Sherri Harris, Bank Teller & Customer Service Representative in Elmore City. 

Sherri has worked at Old Glory Bank and its predecessor, First State Bank, for more than ten years.  Sherri is a long-standing team member in Elmore City who serves our customers and the community with her more than 40 years of experience in banking.

Shannon Holden, Director of Customer Experience & Communication. 

Shannon has more than thirty years of experience as a creative and sales professional, including in Sales and Marketing for one of the very first mobile banking platforms offered in the industry.  Shannon also has ten years' experience in the Banking and EDI software fields.  Shannon maintains, manages, and trains all Old Glory Bank employees to use our Customer Relationship Management platform, our main point of direct communication with customers. Shannon also oversees our Ambassador program.   

Kay Inthasone, Deposit Operations Specialist.
Kay has more than thirty-six years’ experience in deposit operations overseeing complex banking operations to ensure account security and accuracy, including for State Bank of Texas, Comerica Bank, and Bank of New York Mellon.

Joe Jewell, AVP, Onboarding & Risk. 

Joe has more than 20 years experience in branch and banking operations, project management, quality control, and regulatory review at US Bank.  Joe manages a suite of operational and regulatory controls to ensure regulatory compliance over CIP and KYC.

John Kingma, Chief Product Officer, Chief Technology Officer, and Chief of Business Banking.
John leads product and implementation of Business Banking and has more than seventeen years’ experience in business banking, most recently serving as the VP of Operations and Information Technology Officer for a ten-branch bank. John has more than fifteen years direct experience in the same technology platform as Old Glory Bank and was responsible for more than $1b in transactions annually.


Dianna Kolander, Bank Teller & Customer Service Representative.

Dianna is the newest member of our Elmore City team. Diana joins us after many years in customer service.

Sherry Krawczyk, Disputes and Risk Manager.
Sherry has over thirty years of banking experience and will be responsible for disputes, chargebacks, fraud and risk tools/rules, and processes. Sherry has worked at U.S. Bank (as Vice President of Operation) where she was responsible for Reg E and dispute processing. Sherry is a former Director of Risk and Compliance, BSA Officer, and Fraud Manager.

Monica Kutz, Manager of the Customer Experience Ambassador Program. 

Monica has more than twenty years of customer care and service management.  She began her career as a Process Design, Implementation and Training Consultant with Accenture and then founded her own stay-at-home wholesale venture, where she implemented a variety of e-commerce platforms for local retail outlets and has led capital campaigns and fundraising efforts for local schools and businesses.  Monica started at Old Glory Bank as an Ambassador and quickly rose to manager of this important customer service program. 

Catherine Longo, Enterprise Project Manager. 

Catherine brings almost 20 years of project management and technology experience, including 10 years in banking.  Catherine is responsible for project implementation and process transformation for customer experiences.


Philip Martin, SVP Compliance, Bank Operations.

Phil has more than ten years of experience in FI technology, consulting, and regulatory compliance in both private industry and state government. Starting as a BSA/AML analyst, he went on to found and sell a consultancy in a highly regulated emerging industry and has worked as the Chief Compliance Officer for a prominent FI. At Old Glory Bank, he designs and implements governance infrastructure and internal controls while assisting across the organization in various capacities. He holds a bachelor’s degree from Richmond, the American International University in London (UK) and is a certified anti money laundering specialist (CAMS).


Rica McGinnis is VP, BSA Officer of Old Glory Bank and focuses on anti-money laundering and PATRIOT Act responsibilities.

Rica has more than 12 years' experience in banking and accounting, including more than 7 years with BSA responsibility. Rica is a certified Anti-Money Laundering Specialist and has her BSA/AML Professional Certification.


Tamala Menifee, Deposit Operations Specialist. 

Tamala has more than 10 years experience in banking operations, including for US Bank and State Bank of Texas.

Jason Miles, Senior Advisor.

Jason has over 30 years of management experience in payments, financial services, and technology. He has experience with both start-up and large public corporations building best-in-class operations and technology solutions including, organizational turn-around assignments, consolidations, and revenue growth/expense management. Jason has served as the Chief Product Officer of UniRush and Greendot Corporation. Jason was also SVP of FSV Payment Systems, being responsible for the implementations, client management, issuer management and business development teams prior to U.S. Bank acquiring FSV in 2012. Prior to FSV Payments, Jason was the Senior Client Director for CitiStreet, where he was responsible for software implementations, design, and administration platforms.

Eric Ohlhausen, Chief Strategy Officer and President of Old Glory Pay.
Eric has served as CFO and other senior strategy officer positions at several successful financial services companies, including Greenlight Financial and Brightwell Payments. He has extensive experience in operations and capital formation. Prior to earning an MBA in England and Japan, Eric was a credit analyst at C&S National Bank, where he also served as a commercial loan officer for C&S and its acquiror, NationsBank, which was then acquired by Bank of America.

Charles Ogilvie, Chief Revenue Officer.
Charles started in banking more than thirty years ago and led the effort to launch the world’s first digital bank in the late 1990s. He then grew Security First to over $400 million in revenues by selling technology to banks around the world. After Security First, Charles started his own company, StillPoint Financial Advisors, a multi-family office using proprietary software to service high net worth clients. Since StillPoint, Charles has served as Chief Revenue Officer for various SaaS companies, leading teams to sell solutions in disruptive technologies such as big data analytics, industrial smart glasses in manufacturing, marketing automation, and digital asset management.

Steve Paganucci, Chief Security Officer and Chief of Staff.
Steve spent thirty-three years in service to our nation as an Infantry officer in the United States Army and later as a Special Agent in the Federal Bureau of Investigation. During his time at the FBI, Steve developed and implemented various innovative financial programs that supported protective operations worldwide, culminating in his role as Chief of Covert Finance for the FBI. Steve holds a B.S. in Computer Science from the United States Military Academy at West Point.

Christy Peyton, Deposit Operations Specialist. 

Christy has ten years in lending and deposit operations.

Tom Potratz, Chief Operating Officer.
Tom has more than thirty years’ experience across banking and banking technology and has a deep experience in technical integrations and vendor management. Previously, Tom served as Senior Vice President and COO of a large division of U.S. Bank, where he successfully led a team of more than 200 people, being responsible for Vendor Management, Issuing Bank Partner Management, Reg E, Fraud, BSA/AML, Settlement, Customer Support, IVR and Call Centers. Previously, Tom served as a Senior Vice President at Associated Bank in charge of Banking Technology for Retail and Commercial Banking.

Anne Marie Ring, Chief Legal Officer and EVP Customer Service, including its acclaimed Ambassador Program. Anne Marie’s twenty-year legal career began in the international law firm Greenberg Traurig, LLP, where she worked in Corporate and Intellectual Property law. She then worked as in-house counsel at RaceTrac Petroleum, responsible for contracts and operational matters. Anne Marie is co-founder and partner at The Ring Firm, PC, where she has practiced in the areas of Corporate, Human Resources, and Intellectual Property law. In addition, Anne Marie has spent more than twenty years serving her community as a leader on boards of various community groups and non-profit organizations.

Mike Ring, President and CEO.
Mike started as a corporate lawyer (JD and LLM in Tax), and prior to forming his own law firm, was a partner in the Corporate and Securities Group of the international law firm, Greenberg Traurig, LLP. Mike has spent more than twenty-five years in business, to include being a co-founder and Chief Operating Officer of Haymon Sports, the world’s largest and most successful boxing company, and owner of the Premier Boxing Champions series (PBC). Additionally, he was one of the co-founders and Board Members of Katz Broadcasting, which successfully created and launched four multi-cast television networks, which was then acquired by Scripps Media in 2017 as part of the largest multi-cast network transaction to date. Mike served four years in the Air Force.

Carol Ritchie, Business Banking Relationship Manager.  
Carol has more than 15 years experience in branch and business banking operations, including for PNC Bank.

Sangita Shankar, Deposit Operations Specialist.  

Sangita has more than twenty-three years' experience in bank deposit operations, including responsibility over new accounts and deposit operations.

Bill Shine, Executive Chairman.
Bill spent more than twenty years at The Fox News Channel, culminating in his position as Co-President of Fox News Channel and President of the Fox Business Network. After FNC & FBN, Bill went to The White House serving as Deputy Chief of Staff for Communications in 2018 and 2019.

Jennifer Smith, Senior Vice President, Customer Experience & Product. 

Jennifer has fifteen years of experience designing and delivering training programs, directing external communication, and managing a team of consultants.  Jennifer was Training & Quality Assurance Director for a national customer service center and later led a team of Client Service professionals. Jennifer leads Old Glory Bank’s training and development program. She is the direct point-of-contact with our call center and serves the critical role of liaison between customer experience and product. 

Michael Staw, Chief Innovation Officer.
In 1998, Michael started and ran RealTime Gaming, a pioneer in online software, and had more than fifty licensees and hundreds of thousands of simultaneous users. In 2002, Michael created a closed-loop wallet for online payment processing and was an early leader in payment processing, data analytics, security, and consumer privacy. Michael also founded BidCactus, which was one of the first, and then the largest of the penny auction sites. He was also the founder of ScaledFURY, a software development, data security, and consulting company that has done projects for state lotteries, health care companies, medical device manufacturers, and has performed security audits for Fortune 500 companies. He is the author of three technology patents.

Kevin Sutton, Chief Content Officer. 

Kevin has a career in marketing and content creation spanning more than thirty years, including writing TV, radio, social, and out-of-home campaigns for big brands such as GEICO, McDonald’s, BMW, and Miller Brewing Company. Kevin is the author of much of the messaging and content of Old Glory Bank’s marketing collateral and social content.  

Andrea Lee Valentin MBA, CFE, CAMS, CFCS, SVP Fraud & Risk.
Andrea has more than twenty years’ experience in banking and the financial services industry. She previously served as VP, Prepaid Operations division of US Bank, where she was responsible for the Prepaid Financial Intelligence Unit (FIU), bank relations/program management, Reg E dispute processing, complaint response teams and KYC/CIP, AML, and fraud prevention. Andrea is a founding member and President of the Financial Fraud Consortium (FFC), she serves on the ACFE Scholarship foundation as its chair, and she serves as an advisory board member to the Northeast Florida Chapter of the Association of Certified Financial Crime Specialists (ACFCS). Andrea has a BA in accounting from the University of Central Florida and an MBA in Economic Crime and Fraud Management from Utica College.

Colin Valentin, Digital Banking Analyst. 

Colin has more than six years in banking at U.S. Bank where he managed a team of twenty-seven.  Colin has worked in the prepaid card space, managed outside vendors, and has worked in compliance handling Regulation E disputes.

Samantha “Sam” Ward, Credit and Risk at Home Loans by Old Glory Bank. 

Sam has more than thirty years of mortgage experience (recently, being the lead credit officer for more than $1.2b in originations) and has both FHA and VA designations. 

Thomas Woodmaska, Senior Vice President Business Lending. 
Tom has over 30 years of lending, credit, origination, risk, compliance and oversight experience. Previously, Tom worked at a large financial institution where he co-managed a $32 billion investment portfolio. He has also worked at the FDIC, the SBA, the USDA and as a consultant to several of the top firms in the Banking industry. In addition to successfully building loan portfolios in various asset-classes, Tom has extensive experience in ensuring Bank compliance under the Bank Secrecy Act (BSA), Anti-Money Laundering (AML) rules, the Department of the Treasury’s Office of Foreign Assets Control (OFAC) and the Patriot Act (Title III).
Bridget Woytowicz, Vice President, Bank Applications.
Bridget has more than ten years in online banking operations, including deposit operations, debit cards, wires, and ACH transactions. Bridget has extensive experience in devising and implementing online banking policies, procedures, and practices to comply with regulatory requirements.