Personal Accounts
Freedom Spending
Our version of a checking account helps you keep track of your finances without burying you in fees.
- One free debit card for each account holder.*
- Free bill pay and mobile check deposit.
- Fee-free ATM withdrawals at approximately 40,000 ATM locations.**
- Overdraft Security and Overdraft Protection.**
- Cash deposits at over 85,000 retail locations nationwide.
- GOALS budgeting feature to help you set financial goals and recurring transfers to reach them, while earning interest.
- No monthly maintenance fee.
- No minimum balance.
Freedom Savings
The road to financial liberty starts by taking a detour from fees.
- Balance earns interest.***
- Free transfers between your OGB accounts.
- Cash deposits at over 85,000 retail locations nationwide.
- No monthly maintenance fee.
- No minimum balance.
Premium Checking
Our premium checking account that pays interest and does not charge processing fees for paper checks.
- All the great features of our Freedom Spending account, and more!
- Balance earns interest.***
- Unlimited check writing with no processing fees.
- Fee-free ATM withdrawals at approximately 40,000 ATM locations, plus 4 out-of-network fees waived each statement cycle.**
- $19 monthly fee - waived with a total relationship balance of $10,000 on last day of statement cycle across all OGB deposit accounts, or $5,000 in cumulative direct deposits into this Premium Checking Account per statement cycle.
* One free debit card is provided to each account holder on Freedom Spending and Premium Checking accounts. Each account holder may request up to one replacement card per year at no charge.
** Conditions apply. Please see our Terms and Conditions for full details.
*** See our Current Rates for information on interest earned. Fees may reduce earnings.