Personal and Business Banking for the Freedom Economy.

On February 5, 2025, Old Glory Bank President and CEO Mike Ring was invited to testify at the Senate Banking Committee Hearing about the alarming reality of Debanking. 

We at Old Glory Bank have been talking about and fighting against debanking for years. Finally, the right people are listening. 

Watch our video highlights from the hearing and hear Mr. Ring's insights on how our country can fight against this overreach by big banks. Protect yourself from debanking by becoming a customer and an owner of Old Glory Bank. We stand with you.™

OGB Technology
Mobile Technology built for convenience and security.

Debit Card with 40,000 free ATMs – get your Virtual Debit Card same day.

Credit Cards - three tiers, including a cash-back option.

Access your accounts anywhere, anytime. 

Cash deposits at over 88,000 retail locations.

Bill pay, mobile check deposit, and more. 

Protecting your freedom by putting you in control.

Monitor your transactions across all your accounts, even those outside of Old Glory Bank.

Set Goals and recurring transactions to reach them. 

Advanced debit card controls that let you decide when, where, and how your card can be used.

Create custom account and transaction alerts and parameters.

Video about Old Glory Bank - Click to Play

We are America's nationwide online bank with customers in all 50 states. We believe there is nothing more important than our constitutional rights and freedoms, and there is nothing more un-American than cancel-culture. We believe in protecting the privacy of our customers, and that no bank should bow to unlawful pressure from the government to share private financial data. We believe in supporting our military, our law enforcement and first responders, and our U.S. Border Patrol. We believe Old Glory is the most beautiful flag on this planet, and we salute her colors and everything she represents.

We are the bank for the Freedom Economy. For all of America. For all Americans. For you.

Looking for a life insurance benefit?
We offer Old Glory Protect

We are putting our words into action by offering Old Glory Protect – a free $100,000 Line-of-Duty Death Benefit for Protectors: Police, Firefighters, Armed Forces, and U.S. Border Patrol Agents. This exclusive benefit is available to Old Glory Bank customers who maintain a monthly direct deposit.* 

Every day, you put your life on the line protecting our families, our communities, our country, and our freedom. We are doing our part by protecting your loved ones should you make the ultimate sacrifice. 

Because we know first-hand what our Protectors and their families risk on our behalf. Old Glory Protect is just one way we can show our thanks to them for protecting us.

  • police patrol
  • firefighters
  • Soldiers saluting the flag
  • US Border Patrol car

Our Co-Founders

Old Glory Bank was founded by a team of patriots who believe in the greatness of America and the ideals on which it was built. 

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We've created the fundraising platform America needs, with Privacy, Security, Liberty, and FDIC insurance.

Visit Old Glory Alliance

FAQs

Curious to know more about Old Glory Bank? Explore some highlights here and browse our Knowledge Base for specific answers and tutorials about our accounts and services. 

To open a personal account, you must be a legal US resident with a physical US address, have a Social Security number or Tax ID number, and have a government-issued photo ID (e.g., Driver's License). Click here to open your account in minutes.

Most customers interact with Old Glory Bank through our mobile app or website because we have one of the best mobile and online banking platforms in America. Our physical branch is in beautiful Elmore City, Oklahoma. We do not know when another traditional brick-and-mortar branch will open, but with our incredible mobile banking, you can seamlessly bank from anywhere, just as if you walked into a traditional branch. When you need help, our team of Customer Service agents are available Monday through Saturday, 8 a.m. to 8 p.m. Central, at 888-446-5345. 

Yes. Old Glory Bank (formerly known as First State Bank) is a 120-year-old, FDIC-insured bank, from Elmore City, Oklahoma. Most customers interact with us on their mobile phone or our website thanks to our fantastic technology. If you need to talk to someone, you can always reach out to our team through our Customer Service page, or call us at 888-446-5345. Our Customer Service agents are true Americans like you, and are available Monday through Saturday, 8 a.m. to 8 p.m. Central. 

You may have seen some of the new “financial service” companies that call themselves “challenger” banks or “neo” banks. These companies are not actual banks, and they are not even allowed to call themselves a bank, which is why “bank” is never in their name. Old Glory Bank is an FDIC-insured, chartered bank. Your money will be safe and secure with us, and we will control who can hold an account—not some other institution behind the scenes. So, bank with a real bank—Old Glory Bank.

As an account holder, you may pay your expenses with an Old Glory Bank debit card and online bill pay. You can withdraw cash for free from one of over 40,000 in-network ATMs, which you can easily find using our ATM locator in our mobile app and website. Of course, your Old Glory Bank Debit Card will work at almost every ATM on the planet, it just means you may have to pay a small fee (e.g., $3.50), if it's not one of our free ATMs. Please note: In some cases, the owner/operator of an ATM may impose withdrawal limits that are less than what Old Glory Bank allows. Another easy way to withdraw cash is to use your debit card at your local grocery or convenience store and request cash back. 
 
Need to deposit cash into your Old Glory Bank account? Our customers love our Cash-IN feature! With Cash-IN, you can deposit cash by visiting one of over 88,000 participating retailers - show them a code in your app, hand them the cash, and the money is credited to your account within minutes!
 
Deposit checks anytime, anywhere, using our mobile check deposit feature in our app.  
 

As with all things, Old Glory Bank is smart and serious about information security. All vital customer information is encrypted to AES-256 standards and stored in different locations. Keeping your account details secure by not sending snail-mail is also an important decision to keep your information out of the hands of criminals. Of course, we humans are often the weak link in data security. That’s why Old Glory Bank requires multi-factor authentication. Remember, always keep your username, passwords, and authentication devices secret and safe. Contact us quickly if you have reason to believe your access or information has been compromised.

The right to privacy is self-evident. That’s why Old Glory Bank’s privacy pledge is simple: Unless you authorize it, we will not share any of your information with anyone, unless legally compelled through a lawful (non-political) process. No big-tech leaks, no outside advertisers, no “helpful notes” to the government. When you bank with Old Glory Bank, your lawful activity is your business. Protecting your privacy is ours.

Old Glory Bank is blessed to have great co-founders and thought leaders such as John Rich, Larry Elder, Dr. Ben Carson, and Governor Fallin. Additionally, behind the scenes, we have a large senior management team of humble patriots who are working nonstop to deliver great products, brand values, and services to Old Glory Nation.™ Our senior management team represents the best of Middle America and you can meet some of them here.

What makes Old Glory Bank so safe and secure for your deposits is that we are FDIC-insured up to $250,000 per depositor. We are not a “challenger” bank like so many of the online providers who partner with a third-party bank that controls things behind the scenes. We are a real bank and have a great and easy mobile banking solution, accessible on your computer and your smart device. Of course, Old Glory Bank will absolutely comply with lawful orders, including, for example, a garnishment to pay child support and lawful requirements to report your income. We will never be a bank for criminals or support criminal activity. Just the opposite. We believe in the rule of law and the U.S. Constitution. Therefore, if a government official requests that we punish or cancel you for lawfully attending a protest, we will not comply. If there is a request to punish or cancel you for conducting lawful business, that request will be unlawful, and we will not comply. If other banks (and tech companies) want to stand with their elite friends in government and media to punish and cancel Americans for fossil fuels, the meat industry, firearms, or speaking truth to power, that’s on them. Old Glory Bank will never punish or cancel customers for their lawful activities. Instead, we stand with you.

Your Old Glory Bank debit card is accepted at any location where Mastercard® is accepted, which is just about everywhere.

Using your Old Glory Bank Debit card is generally as safe as a credit card, unless you ignore your account and let the fraud linger (which you should never do). If you notify us within 2 business days of your debit card being lost or stolen, or within 2 business days of someone using your debit card fraudulently, you are generally responsible for only the first $50 (just like most credit cards). If, for some reason, you don't notify us within the first 2 business days and wait up to 60 days (which you should never do), then you are generally responsible for only the first $500 (just like most credit cards). If you completely ignore the fraud and never inform us, then you may be responsible for the full loss, but don’t let that happen. Please stay aware of your account activity.

One of the reasons why we LOVE our Old Glory Bank technology is because you get notified on your phone (and your smartwatch, if you choose) each time your Old Glory Bank Debit Card is used. Thus, you should never be surprised about a fraudulent charge. If for some reason, you don't have your phone alerts turned on (we strongly recommend that you do), then merely go into our Card Manager feature within your Old Glory Bank App and look at your card activity. Not only does our great technology show you each charge, but it also shows you a logo of the merchant and the location. Thus, you should never be confused as to whether you made a charge.

Also, please remember that you can easily turn your Old Glory Bank Debit Card "on and off" using our Card Manager feature, so that if you leave behind your debit card somewhere safe, you can turn it “off” until you retrieve it. That way, you don't need to cancel your debit card and get a replacement card (unless it's actually lost or stolen). Just wait until it's back in your possession and then turn it back on.

You can use your Old Glory Bank Debit Card with confidence, so make a statement and proudly use your Old Glory Bank Debit Card everywhere!