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Government Shutdown Loan Assistance

We stand with you.

Old Glory Bank recognizes the hardship caused by a government shutdown. 

During the shutdown in the Fall of 2025, Old Glory Bank was honored to offer assistance to our customers who were directly impacted by the pause in federal payrolls. 

As the federal government has reopened, these loans are currently unavailable. 

By establishing your account and direct deposit with Old Glory Bank now, you may be eligible for our 0% Interest, Short-Term Loan if another shutdown occurs. 

Security during uncertainty. 

Old Glory Bank knows that Security means more than protection from harm. It also means support through challenging circumstances. It means reassurance. 

When our federal government is in a shutdown that impacts the wages of federal employees, we want to help our customers who are being forced to wait for their earned wages. Eligible Old Glory Bank customers can apply for a no-interest loan to help fill in some financial gaps during the shutdown.

Request Assistance.

Please complete Steps 1 and 2 to request a loan. 

  1. Submit this form
  2. Email a copy of your most recent paystub and a clear photo of your driver's license or government ID to documents@oldglorybank.com

Loan requests will not be processed until both steps are complete. Please allow 1-2 business days for consideration.

If approved*, you will receive a secure link to your loan agreement. Funds will be disbursed to your to your Old Glory Bank checking account after your signed loan agreement is received. 

*Review Terms and Conditions and repayment details below.

No-Interest Loans for Eligible Customers

Customers of Old Glory Bank with direct deposit from their federal employment may be eligible for a short-term, 0% interest loan during a government shutdown. 

To qualify, you must: 

  • Be an Old Glory Bank customer in good standing with an active Freedom Checking, Premium Checking, and/or other qualifying deposit account 
  • Be a full-time employee of the Federal Government whose salary has been interrupted due to the Shutdown, and due to be paid back-pay at the end of the Shutdown
  • Have at least one qualifying direct deposit from your government salary into your Old Glory Bank account, with the most recent deposit occurring within 30 days of the shutdown date*
  • Get approval from Old Glory Bank for the short-term loan*

Loan Details

If approved, loans up to $20,000 are available, up to the amount equal to the amount of your net salary that has actually been interrupted (and not paid) during the Shutdown period. 

  • The approved balance may be borrowed Interest-free, so long as you remain in good standing with Old Glory Bank. 
  • Loans must be repaid in full within three business days following payment of backpay by the Federal Government. 
  • If not paid earlier, the payment due date will be 90 days following the first disbursement of loan funds. 
  • You may repay the loan, in whole or in part, at any earlier time without penalty.

*Terms and Conditions Apply. Subject to approval. Restrictions apply and are subject to change without notice. 


*Terms and Conditions Apply. Subject to approval. Restrictions apply and are subject to change without notice. 

To qualify for this Government Shutdown Payday Loan, (i) your account must have an Old Glory Bank account already open and in “good standing” (as described in our Terms and Conditions), (ii) you must be employed by the US Government and impacted by the US Government shutdown such that you are not receiving your regular base pay from the US Government, and (iii) you must have at least two months of direct deposits from the US Government into your Old Glory Bank account.

Even if you satisfy these conditions, Old Glory Bank has the discretion to determine approval, which discretion will include (without limitation) your account history and other risk-based factors connected to your account activity.

Please note that we will not obtain any credit information or risk score from any consumer reporting agency or other outside source when making this decision. We may request additional documentation from you, such as a pay stub or identification, in processing your request.

We stand with you.

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